Landlord insurance estimator
Insurance is the line item that most often sinks rental cash flow, especially in coastal and wildfire states. See the typical premium for your state and policy type, and check a quote against it.
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PulseReal underwrites every for-sale listing with local rent, short-term rental revenue, tax, insurance and rules, and emails you when one fits your targets. Pro is free for 7 days, no card.
Start freeQuestions
Why is landlord insurance more expensive than homeowners?
A landlord (dwelling fire, DP-3) policy covers loss of rent and liability for tenants and is priced higher than an owner-occupied policy. Short-term rental policies cost more again.
How accurate is this?
It is a state average adjusted for policy type. Hazard risk, roof age, claims history and deductible move real quotes a lot, so use it to spot outliers and get quotes before you buy.
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