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Best cash flow markets in Iowa after insurance

Iowa cities ranked by cash-on-cash return on a median-priced home after property tax, landlord insurance adjusted for FEMA hazard risk, vacancy, repairs, reserves and management.

After property tax, landlord insurance, vacancy, repairs and management, 0 of 36 Iowa markets cash flow on a median-priced home at a 7.25% rate with 25% down.

#	Market	Cash-on-cash	Cash flow	Insurance	Average rent	Median price
1	Fort Madison, IA	-1.5%	-$28/mo	$850	$745/mo	$78,500
2	Burlington, IA	-12.6%	-$404/mo	$1,562	$826/mo	$137,000
3	Ottumwa, IA	-14.7%	-$494/mo	$1,590	$765/mo	$143,750
4	Marshalltown, IA	-15.7%	-$523/mo	$1,620	$719/mo	$142,500
5	Des Moines, IA	-16.5%	-$745/mo	$1,746	$881/mo	$194,000
6	Newton, IA	-16.7%	-$622/mo	$1,715	$747/mo	$160,000
7	Mason City, IA	-16.9%	-$621/mo	$1,765	$733/mo	$157,500
8	Oskaloosa, IA	-17.0%	-$632/mo	$1,585	$711/mo	$159,000
9	Fairfield, IA	-17.6%	-$748/mo	$1,606	$761/mo	$182,500
10	West Des Moines, IA	-17.9%	-$1,088/mo	$2,339	$1,058/mo	$259,875
11	Cedar Rapids, IA	-18.9%	-$840/mo	$2,395	$791/mo	$190,000
12	Muscatine, IA	-19.9%	-$1,067/mo	$2,442	$837/mo	$230,000
13	Carroll, IA	-20.1%	-$785/mo	$1,848	$607/mo	$167,500
14	Dubuque, IA	-20.4%	-$1,059/mo	$2,641	$807/mo	$222,750
15	Boone, IA	-20.4%	-$1,047/mo	$2,231	$752/mo	$220,000
16	Cedar Falls, IA	-20.4%	-$1,239/mo	$3,136	$944/mo	$260,000
17	Council Bluffs, IA	-21.1%	-$1,228/mo	$3,041	$860/mo	$250,000
18	Ames, IA	-21.2%	-$1,399/mo	$3,321	$944/mo	$282,500
19	Norwalk, IA	-21.3%	-$1,640/mo	$2,970	$991/mo	$329,990
20	Pleasant Hill, IA	-21.6%	-$1,573/mo	$3,935	$1,039/mo	$312,500
21	Urbandale, IA	-21.9%	-$1,700/mo	$3,002	$944/mo	$333,500
22	Ankeny, IA	-22.1%	-$1,803/mo	$4,408	$1,108/mo	$350,000
23	Indianola, IA	-22.2%	-$1,472/mo	$2,907	$810/mo	$284,000
24	Altoona, IA	-22.8%	-$1,862/mo	$4,407	$1,027/mo	$349,990
25	Bettendorf, IA	-22.8%	-$1,727/mo	$3,920	$933/mo	$324,500

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How this ranking works

Each city is underwritten as one median-priced home at its average rent, with 25% down at PulseReal's default investor rate.
Insurance is the state average premium adjusted for the city's FEMA National Risk Index score, with a landlord policy uplift.
Property tax uses the state's effective rate plus 10% for no homestead exemption.
Cities need recent sales (at least 10 a month) and rent data to be ranked.

Every input and default is documented in the methodology. 36 markets were considered.

More Iowa rankings

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Best cash flow markets in Iowa after insurance

How this ranking works

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