Explore US City St. Cloud, FL - Real Estate Market Insights, Demographics, Crime, Trends & Hotspots
St. Cloud, FL real estate snapshot: Pulse Score pending, cap rate 10%, median price $318,000. Below: live market insights, demographics, crime overview, investment hotspots, and nearby areas.
Pulse Score
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Cap Rate
10%
Investor Friendly Score
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Median Price
$318,000
Market Insights
St. Cloud's real estate market is experiencing a price correction, with values down 5.1% from last year. Home prices have decreased 12.3% in the past month. With 78 active listings, inventory is 63% higher than seasonal norms. Homes are now taking an average of 67 days to sell, significantly longer than the 33 days typical for this market. A significant 38.5% of listings experienced price reductions, indicating sellers may be adjusting to market realities. Approximately 17.6% of homes sold above list price, indicating some competitive segments within the market. Affordability remains a significant challenge in the St. Cloud market with the affordability index at 77.0. Based on current market indicators, home prices in St. Cloud are projected to increase by approximately 4.9% over the next month.
Demographics market for - St. Cloud, FL
Total Population -
63,492
White Race
57%
African American Race
6%
Crime for City - St. Cloud, FL
Real Estate Market Prediction for - St. Cloud, FL
City Hotspots Map
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Location Average Score:
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Nearby Cities From St. Cloud, FL
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FAQ about St. Cloud, FL
The Pulse Score combines property value appreciation, rental income potential, market liquidity, demographic trends, and crime/safety signals into a single 0–100 grade. Higher scores indicate stronger investor fundamentals.
Investment quality depends on your goals. Use the cap rate, investor-friendly score, demographic insights, and crime data on this page to evaluate St. Cloud, FL for buy-and-hold, fix-and-flip, or short-term rental strategies.
Our analysis combines public datasets (US Census Bureau, FBI Uniform Crime Reporting, HUD, BLS) with proprietary short-term rental performance and active MLS feeds, refreshed on a regular cadence.
Use the “Related analysis” section on this page to jump to the dedicated crime report, school ratings, and state-level short-term rental market analysis for St. Cloud, FL.
Data sources & further reading
PulseReal’s analysis is built on top of these public, authoritative datasets.
Official UCR crime statistics by state and agency from the FBI.
Population, demographics, housing, and income data from the US Census Bureau.
Encyclopedic overview of the city, history, and notable landmarks.
Housing affordability, fair-market rents, and market reports from HUD.
Local unemployment and employment data from the Bureau of Labor Statistics.
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Does a rental pencil out in St. Cloud, FL?
A median-priced home ($318,000) at the average rent ($1,193/mo), with 25% down at 7.25%, after property tax, insurance, vacancy, repairs, reserves and management.
-$1,478/mo
Cash flow on a median home
-19.9%
Cash-on-cash return
0.09
DSCR
$3,757/mo
Rent needed for a 1.25 DSCR
$5,964/yr
Landlord insurance, hazard-adjusted