PulseReal Research · Updated October 22, 2026

The 50 Safest High-ROI U.S. Cities for Real Estate Investors (2026)

We scored 66 U.S. cities by combining real estate return potential with neighborhood safety, so you can find markets that pay and protect. Returns use Rabbu short-term rental revenue and Redfin Data Center sale prices. Population is from the US Census Bureau. Crime data: FBI Crime Data Explorer (NIBRS), 2025 data, as city-level reported incidents per 1,000 residents.
Cities analyzed
66
ROI weight
55.0%
Safety weight
45.0%

Key findings

  • North Las Vegas, NV tops the 2026 ranking with a composite score of 79.6, balancing an investor-friendly score of 61 with a crime rate of 6.71 per 1,000 residents.
  • Cape Coral, FL is the safest market in the top 50, with just 1.11 reported incidents per 1,000 residents.
  • Lubbock, TX offers the strongest income profile among ranked cities at a 11.57% cap rate.
  • The most affordable entry is Memphis, TN at a $94,250 median price.
  • Across all 50 ranked cities, the average crime rate is 9.0 per 1,000 residents — a benchmark for screening "safe yet high-yield" markets.

How we ranked

The composite score is 55% return and 45% safety. Return is 60% investor score and 40% cap rate. Safety uses reported incidents per resident, and a lower rate scores higher. A city is included only when it has at least 50,000 residents, a median sale price of at least $50,000, a cap rate from 1% to 15%, an investor score from 0 to 100 that is not a copy of the cap rate, and crime data. A missing price or revenue is left blank. A cap rate outside that range, or an investor score copied from the cap rate, is left out of the ranking. Before scoring, each measure is held between the 5th and 95th percentile so one city cannot distort the scale.

Data sources and dates

  • Crime data: FBI Crime Data Explorer (NIBRS), 2025 data, as city-level reported incidents per 1,000 residents.
  • Safety counts those incidents per 1,000 residents, and a lower rate scores higher.
  • Cap rate is a year of short-term rental profit divided by the median sale price. Profit is Rabbu short-term rental revenue, refreshed monthly, minus 20% of that revenue and minus 2.6% of the price for maintenance, tax, and insurance. This edition was read on October 22, 2026.
  • The median sale price is the Redfin Data Center median, refreshed twice a month. This edition was read on October 22, 2026.
  • A cap rate under 1% is left out because the profit is then smaller than a one-point error in the 2.6% cost allowance, and a cap rate above 15% is left out as well.
  • The investor score is Rabbu's 0–100 score for the short-term rental market, refreshed monthly. This edition was read on October 22, 2026.
  • Population is the US Census Bureau American Community Survey (ACS) count for the city. The Census Bureau publishes new ACS estimates once a year, and PulseReal reads them again in January, April, July, and October. This edition was read on October 22, 2026.

Figures in this edition were read on October 22, 2026.

Full ranking

Download CSV
#CityCompositeCap rateInvestor scoreCrime / 1kMedian pricePopulationReports
1North Las Vegas, NV79.64.5%616.7$425,000247,248Crime·Market
2Cleveland, OH77.34.1%617.5$144,900383,331Crime·Market
3Madison, WI74.65.3%7410.8$435,000258,366Crime·Market
4Toledo, OH71.76.3%6113.9$156,000275,116Crime·Market
5Chicago, IL70.97.6%505.2$422,0002,699,347Crime·Market
6Grand Rapids, MI70.03.3%587.7$312,500199,417Crime·Market
7Henderson, NV69.99.5%5210.4$549,900309,955Crime·Market
8Minneapolis, MN68.68.0%507.1$341,450424,536Crime·Market
9Cape Coral, FL68.21.9%541.1$370,000189,633Crime·Market
10Portland, ME66.71.1%608.7$635,00066,706Crime·Market
11Garland, TX65.23.1%6313.4$140,450238,622Crime·Market
12Kissimmee, FL65.24.7%6014.6$292,50072,410Crime·Market
13Omaha, NE63.111.3%437.0$192,500479,529Crime·Market
14Charleston, SC61.84.0%5712.6$325,000137,041Crime·Market
15Des Moines, IA61.34.1%473.1$194,000215,408Crime·Market
16Kansas City, MO60.06.2%5110.7$220,000491,158Crime·Market
17Buffalo, NY59.68.2%4911.7$177,500255,805Crime·Market
18Baltimore, MD58.55.1%498.2$230,000602,274Crime·Market
19Columbus, OH57.11.5%482.5$274,550889,079Crime·Market
20Huntsville, AL56.45.5%422.1$142,500199,845Crime·Market
21Provo, UT56.31.0%538.0$465,000116,886Crime·Market
22Tulsa, OK56.13.8%5917.9$114,250402,441Crime·Market
23Norfolk, VA55.82.2%5612.8$325,000244,300Crime·Market
24Fort Wayne, IN55.72.8%496.6$210,000268,378Crime·Market
25Dallas, TX55.66.9%447.4$525,0001,338,846Crime·Market
26Lubbock, TX55.311.6%4210.8$179,500257,013Crime·Market
27Plano, TX55.11.2%516.8$522,500288,870Crime·Market
28Providence, RI54.51.0%495.0$652,500179,472Crime·Market
29Frisco, TX54.11.2%495.3$675,000188,387Crime·Market
30Fort Worth, TX54.03.8%499.0$277,500892,221Crime·Market
31San Antonio, TX53.83.4%487.6$264,9001,529,133Crime·Market
32Oklahoma City, OK52.95.5%4710.0$269,900649,821Crime·Market
33Rochester, NY52.94.6%5213.8$175,000206,357Crime·Market
34Lincoln, NE51.88.4%4714.7$160,000286,388Crime·Market
35Irving, TX51.21.2%497.1$540,000240,475Crime·Market
36Aurora, CO50.51.3%5210.6$250,000379,434Crime·Market
37Long Beach, CA50.43.2%445.3$875,000462,081Crime·Market
38Cincinnati, OH50.06.8%4511.6$317,500302,687Crime·Market
39Memphis, TN48.95.4%4813.3$94,250650,910Crime·Market
40Raleigh, NC48.92.8%412.9$275,000469,698Crime·Market
41Bloomington, IN48.64.0%469.5$300,00084,691Crime·Market
42Laredo, TX47.91.3%466.3$385,000260,571Crime·Market
43Greensboro, NC45.73.6%448.7$249,070294,395Crime·Market
44Santa Ana, CA45.42.0%435.7$883,500332,610Crime·Market
45San Diego, CA45.11.9%457.7$912,0001,414,545Crime·Market
46New Haven, CT44.81.1%6322.9$455,000130,381Crime·Market
47Arlington, TX44.42.4%469.9$334,950397,269Crime·Market
48Houston, TX43.12.4%437.5$370,0002,313,238Crime·Market
49El Paso, TX42.53.2%428.1$190,000679,879Crime·Market
50Miami, FL40.72.0%4510.5$555,000461,080Crime·Market
Cap rate uses Rabbu short-term rental revenue and a Redfin Data Center median sale price. The investor score is Rabbu’s 0–100 market score. Crime data: FBI Crime Data Explorer (NIBRS), 2025 data, as city-level reported incidents per 1,000 residents. Sources and dates are listed above.

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Citation
PulseReal. (2026). The 50 Safest High-ROI U.S. Cities for Real Estate Investors. Retrieved from https://pulsereal.com/research/safest-high-roi-cities
Link
https://pulsereal.com/research/safest-high-roi-cities
Embed code (HTML)
<div style="font-family:-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;max-width:680px;border:1px solid #e2e8f0;border-radius:12px;padding:16px;color:#1e293b"><div style="font-weight:700;font-size:15px;margin-bottom:10px">The 50 Safest High-ROI U.S. Cities for Real Estate Investors (2026)</div><table style="width:100%;border-collapse:collapse"><thead><tr><th style="text-align:left;padding:8px 10px;font-size:12px;color:#475569;border-bottom:2px solid #e2e8f0;white-space:nowrap">#</th><th style="text-align:left;padding:8px 10px;font-size:12px;color:#475569;border-bottom:2px solid #e2e8f0;white-space:nowrap;text-align:right">City</th><th style="text-align:left;padding:8px 10px;font-size:12px;color:#475569;border-bottom:2px solid #e2e8f0;white-space:nowrap;text-align:right">Composite</th><th style="text-align:left;padding:8px 10px;font-size:12px;color:#475569;border-bottom:2px solid #e2e8f0;white-space:nowrap;text-align:right">Cap rate</th><th style="text-align:left;padding:8px 10px;font-size:12px;color:#475569;border-bottom:2px solid #e2e8f0;white-space:nowrap;text-align:right">Crime/1k</th></tr></thead><tbody><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">1</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">North Las Vegas, NV</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">79.6</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">4.5%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">6.7</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">2</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Cleveland, OH</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">77.3</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">4.1%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">7.5</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">3</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Madison, WI</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">74.6</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">5.3%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">10.8</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">4</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Toledo, OH</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">71.7</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">6.3%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">13.9</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">5</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Chicago, IL</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">70.9</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">7.6%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">5.2</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">6</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Grand Rapids, MI</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">70.0</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">3.3%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">7.7</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">7</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Henderson, NV</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">69.9</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">9.5%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">10.4</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">8</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Minneapolis, MN</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">68.6</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">8.0%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">7.1</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">9</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Cape Coral, FL</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">68.2</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">1.9%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">1.1</td></tr><tr><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap">10</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">Portland, ME</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">66.7</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">1.1%</td><td style="padding:8px 10px;font-size:13px;border-bottom:1px solid #eef2f7;white-space:nowrap;text-align:right">8.7</td></tr></tbody></table><div style="font-size:12px;color:#64748b;margin-top:10px">Source: <a href="https://pulsereal.com/research/safest-high-roi-cities" target="_blank" rel="noopener" style="color:#1e40af;font-weight:600">PulseReal — The 50 Safest High-ROI U.S. Cities for Real Estate Investors</a></div></div>

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Frequently asked questions

Based on PulseReal's 2026 analysis of 66 U.S. cities, the top markets balancing strong returns with low crime are North Las Vegas, NV, Cleveland, OH, Madison, WI. The full ranking of 50 cities — with cap rate, investor score, and per-capita crime for each — is on this page.

The composite score is 55% return and 45% safety. Return is 60% investor score and 40% cap rate. Safety uses reported incidents per resident, and a lower rate scores higher. A city is included only when it has at least 50,000 residents, a median sale price of at least $50,000, a cap rate from 1% to 15%, an investor score from 0 to 100 that is not a copy of the cap rate, and crime data. A missing price or revenue is left blank. A cap rate outside that range, or an investor score copied from the cap rate, is left out of the ranking. Before scoring, each measure is held between the 5th and 95th percentile so one city cannot distort the scale.

The investor score is Rabbu's 0–100 score for the short-term rental market. The cap rate is a year of short-term rental profit divided by the median sale price. Together they are 55% of each city's composite score.

Crime data: FBI Crime Data Explorer (NIBRS), 2025 data, as city-level reported incidents per 1,000 residents. Safety counts those incidents per 1,000 residents, and a lower rate scores higher. Safety is 45% of the composite score.

Crime data: FBI Crime Data Explorer (NIBRS), 2025 data, as city-level reported incidents per 1,000 residents. Safety counts those incidents per 1,000 residents, and a lower rate scores higher. Cap rate is a year of short-term rental profit divided by the median sale price. Profit is Rabbu short-term rental revenue, refreshed monthly, minus 20% of that revenue and minus 2.6% of the price for maintenance, tax, and insurance. This edition was read on October 22, 2026. The median sale price is the Redfin Data Center median, refreshed twice a month. This edition was read on October 22, 2026. A cap rate under 1% is left out because the profit is then smaller than a one-point error in the 2.6% cost allowance, and a cap rate above 15% is left out as well. The investor score is Rabbu's 0–100 score for the short-term rental market, refreshed monthly. This edition was read on October 22, 2026. Population is the US Census Bureau American Community Survey (ACS) count for the city. The Census Bureau publishes new ACS estimates once a year, and PulseReal reads them again in January, April, July, and October. This edition was read on October 22, 2026.

Yes. A CSV of the full ranking, including every metric used to compute the composite score, is available from the "Download CSV" button on this page.

The ranking is regenerated from PulseReal data. This edition was read on October 22, 2026.

Trusted data sources

PulseReal builds on these public, authoritative datasets and industry references.

National Association of REALTORS® research

Existing-home sales, pending sales, and housing affordability indices.

AirDNA market reports

Short-term rental supply, ADR, and occupancy benchmarks.

Realtor.com Research

Listing inventory, median list price, and time-on-market data.

US Census Bureau

Population, household, housing, and commuter data by city and ZIP.

FRED Housing Series

Federal Reserve Economic Data: mortgage rates, housing starts, price indexes.